Does DooSpend read my bank data?
No — DooSpend doesn't link bank accounts, ask for passwords or read SMS. Your data stays on your phone (on iPhone it syncs through your private iCloud). Logging from a slip means you snap or share the image yourself.
How does AI logging work, and is it safe?
You snap a slip, speak or share an image, and AI (Anthropic's Claude) reads the amount, shop and category. The app asks your consent before the first send. Data goes through a proxy with a random per-device ID used only to count your quota — not your name or email — and the result always waits in Review for you to confirm before it's saved · Without AI you can still log everything yourself.
Can I use DooSpend without a credit card?
Absolutely — the card advisor is just an extra; it's a full household budget app. Cash, PromptPay and e-wallet users get everything: 6 ways to log, spendable money after bills, what's left today by your pay cycle, recurring bills, installments, loans, and bill splitting with a PromptPay QR to pay back (iPhone) · e-wallets that earn points or cashback (like TrueMoney) can have advisor rules just like cards.
Can I keep debt and installment payments out of my spending?
Yes — mark entries or whole categories (like "Mortgage" or "Debt payment") as "Excluded from spending". Those big amounts won't bury your real spending in the monthly summary and budgets, but still come off your balance, and paying by card still earns points or cashback as usual.
How is the card advisor different from rewards apps?
DooSpend doesn't keep a database of card promos — you set your own cards' reward rules once, and the app ranks which card pays most for this category right now, and alerts you before a cashback or points cap fills up.
Do co-brand cards like a Shopee card with shop-only points work?
Yes — set a "shop-only" rule (e.g. shopee, lazada) and the card earns the bonus only when you log that shop, plus "except shops" rules, like a dining promo that excludes delivery (Grab, LINE MAN) — Home has shop chips to tap and see which card pays most there.
Can I see my credit card spending each month?
Yes — each card page shows the current cycle, the latest statement and the due date, following the card's real closing date · To look back, filter entries by card and go month by month · No bank linking — the numbers come from what you log or import from statements.
How does the app count the 3,000-deposit threshold?
The Money in by year page counts each account's deposits and totals by calendar year and compares them with the thresholds Thai banks must report to the Revenue Department (3,000 deposits, or 400 deposits totaling ฿2 million or more, per year) · The numbers come from what you log — the app doesn't calculate your tax · Free users can view each account; combining accounts against the thresholds and alerts near them are Pro.
Is it really free? What do I pay for?
Logging, budgets and what's left, card rules, tracking points and cashback, CSV/Excel import and 1 savings goal are free · Pro (฿69/month or ฿590/year) unlocks "Left today", month-end net, spendable money after bills, the card advisor in every category, the savings board and multiple goals, 150 AI logs a month, statement import and creating shared books · Don't need AI? Pro Lifetime is ฿1,490 once, with every Pro feature (except AI logging and statement import).
Is it on both iPhone and Android?
Yes, both — iPhone (iOS 18 or later) on the App Store and Android on Google Play · A few things differ: on iPhone your data syncs through your private iCloud and you can split bills with friends · on Android your data stays on the phone and you back it up wherever you choose.
Can I bring my data from another expense app?
Yes — import the CSV / Excel file your old app exports for free, or import a credit card statement (PDF) and let AI split it into entries. Everything lands in "Review" for you to confirm before it's saved.