All your money
in one app

6 ways to log • know where you stand till month-end • alerts near the Thai tax-reporting thresholds

Download on the App Store Get it on Google Play
Free to startNo bank linking, no SMS readingYour data stays on your phone
Snap/share a slipTypeSpeakPick from Photos 10 at a timeScreenshot online shopsImport PDF · CSV
Expense tracking

Hate logging? You can still log

  • 6 ways to log Snap or share a bank slip for AI to read · type · speak · pick 10 photos at a time · online-shop screenshots, 5 items per image · import PDF and CSV
  • Jot it down, confirm later Recurring income and bills, installments, loans, planned entries and anything AI read for you wait in Review when they're due — confirm the amounts when you have a minute
  • 18 shortcut buttons of your own Create new ones or make one from an entry you logged — tags, notes, withholding tax or a foreign currency can live in the button. One tap logs it
  • Log without opening the app Home screen widget · type an entry in a notification · iPhone: Lock Screen widget, Lock Screen corner button, Control Center · Siri · Android: Quick Settings
Review tab with entries waiting to be confirmed
Type an entry from a Lock Screen notification: amount, category, then into Review
Long-press the app icon for quick logging
Spendable money

You have this much — but how much can you really spend?

  • Set aside what you must pay first Bills · installments · debt · monthly savings come off first, leaving what you can really spend
  • Set your payday Manage your salary by its real pay cycle — months don't have to start on the 1st
Wallet with the net worth chart
Set-aside sheet: money you have, minus savings, card balances and this month's bills, leaving what's spendable
Month-end

Know ahead whether you'll cover your bills — or how much you'll have left

  • Set recurring income and bills Plus entries you planned ahead
  • Recurring income with tax withheld Set 1–15% or a fixed amount on the bill; the app records the tax withheld every round and totals it for your year-end tax filing
  • Net so far and month-end net, charted See the whole month's money line on one screen
Month-end net
+฿12,938.00
In − out to the last day of the cycle
Chart of net so far and month-end net
Budgets

Track and get alerts with weekly, monthly and yearly budgets

  • Overall, by category, by account, by category group
  • How much is left for today The app spreads what's left of your budget into a daily amount, taking out bills due in the cycle first (your choice)
Budgets: overall and by category
This month card on Home with what's left today
Plan payments

Plan payments on a calendar or as a list

  • Credit cards by their real statement cycles Statement balance, due date and available credit after installment plans
  • Recurring bills, installments and loans in one place
  • Plan to clear card debt Enter what you can pay each month and compare highest-interest first (Avalanche) with smallest first (Snowball) — months to debt-free and total interest
  • Lent money? Set a payback reminder In 7 / 15 / 30 days, or pick a date
  • Reminders before the due date Tap to log the payment right away
Calendar of payments due
List of payments due this month
Credit card page with the statement cycle and Pay bill button
Credit cards

Which card pays you most

  • Set the points, cashback and miles rules for each card Home shows the best card (1 category free) · while logging, the app flags the best card in every category
  • Track rewards earned Alerts when a cycle's cap is nearly full
  • Spending on each credit card The app works out each card's totals by its real billing cycle: current cycle, latest statement, due date — and filter entries by card to look back month by month
  • A full-year credit card summary By statement, by monthly spending or by monthly payments, per card or all cards, with overdue balances
  • Refunds after the closing date reduce the unpaid statement Just like the bank — statement plus current cycle always equals the card's total balance
Entry screen with the suggested card
"Paying?" card on Home showing the best card
And more the app works out for you

Where your money went, who it was for, and the future you're saving for

Spent on what, and for whom

Charts by category, category group, fixed costs, account, person, tag and trend

  • Split fixed costs (bills, installments, debt) from everyday spending and see what % is fixed
  • See which card or account paid · filter cards only, banks only or e-wallets only in one tap
  • Separate books, like a home renovation or a business trip, then export a PDF to claim expenses
  • Compare your spending habits with the previous period
Donut chart by category
Split bills with friends iOS only

Everyone pays as they go — the app settles up at the end

  • Who owes whom
  • Share a trip summary with a PromptPay QR so friends can pay you back
Shared books for splitting bills
Near the tax-reporting threshold yet?

Track money in each year against the thresholds banks must report

  • Thailand's e-Payment rule: 3,000 deposits, or 400 deposits totaling ฿2 million or more, per year
  • Alerts as you near a threshold
  • A tax-filing summary, deductions and a PDF
Yearly money in vs. thresholds
Saving up

Set an amount and a date — the app spreads it into a savings board

  • Savings board
  • Savings are set aside from what's spendable automatically
Savings board
Home cluttered with things you don't use?

Show or hide any card on Home

  • Customize shortcuts, the keypad and the entry screen
Customize Home screen
What do you spend on most?

Spending habits compared with the previous period

  • See which categories and shops went up or down
Spending habits tab
Reviews on the App Store

In users' own words (translated)

I've tried so many expense apps, but I like this one the most. Thank you for making such a good app — it's really easy and convenient. Cheering you on 🩷
— peach.pink
Easy to use, clean UI, managing cards is easy, and you can add your own categories. Exactly what I needed
— AHermoi
Great app, cute icons, fun to use — I'll definitely recommend it to people I know
— RTN56
Read all reviews on the App Store →
Privacy

Your financial data stays with you

Read the privacy policy →
  • Stored on your phone and in your own iCloudiCloud only on iPhones signed in to an Apple ID
  • Asks your consent before sending anything to AI the first timeWithout AI you can still log everything yourself
  • No bank linking, no SMS readingYou choose what to log
  • Lock the app with Face ID or fingerprintKeep others out of your money
  • Back up and restore as a fileKeep it anywhere and restore it on a new phone
Pricing

Start free, upgrade when you're ready

Feature Free฿0 Pro฿69/month or ฿590/year (save 29%) · Lifetime ฿1,490 without AI
Log
Unlimited manual logging, editing, deleting + monthly summary✓✓
AI logging — snap a slip, speak or type5/month*150/month
Import CSV / Excel from your old app✓✓
Import card statements (PDF)First oneUnlimited
Numbers the app works out
Budgets + what's left this month✓✓
Net so far — in − out up to today✓✓
Left today + a morning reminder—✓
Month-end net + the month's timeline—✓
Spendable money after bills and savings—✓
Net worth chartUp to todayFull history
Credit cards
Card rules for cashback, points, miles✓✓
Best card1 categoryEvery category
Best-card prompt when you pay + cap alerts—✓
Budgets · savings · accounts
Accounts3Unlimited
Budgets1Unlimited
Tags1Unlimited
Savings goals1 goalMany goals + savings board
Other
Shared books for splitting billsJoinCreate
Loans with interest—✓
Yearly money in vs. tax-reporting thresholdsEntries only✓
Alert at 80% of a threshold—✓
Tax-filing summary—✓
Export CSV / PDF—✓

* Free AI: 30 in the first month, then 5/month · your data stays on your phone, no SMS reading, no bank linking — on every plan

Frequently asked questions

Does DooSpend read my bank data?

No — DooSpend doesn't link bank accounts, ask for passwords or read SMS. Your data stays on your phone (on iPhone it syncs through your private iCloud). Logging from a slip means you snap or share the image yourself.

How does AI logging work, and is it safe?

You snap a slip, speak or share an image, and AI (Anthropic's Claude) reads the amount, shop and category. The app asks your consent before the first send. Data goes through a proxy with a random per-device ID used only to count your quota — not your name or email — and the result always waits in Review for you to confirm before it's saved · Without AI you can still log everything yourself.

Can I use DooSpend without a credit card?

Absolutely — the card advisor is just an extra; it's a full household budget app. Cash, PromptPay and e-wallet users get everything: 6 ways to log, spendable money after bills, what's left today by your pay cycle, recurring bills, installments, loans, and bill splitting with a PromptPay QR to pay back (iPhone) · e-wallets that earn points or cashback (like TrueMoney) can have advisor rules just like cards.

Can I keep debt and installment payments out of my spending?

Yes — mark entries or whole categories (like "Mortgage" or "Debt payment") as "Excluded from spending". Those big amounts won't bury your real spending in the monthly summary and budgets, but still come off your balance, and paying by card still earns points or cashback as usual.

How is the card advisor different from rewards apps?

DooSpend doesn't keep a database of card promos — you set your own cards' reward rules once, and the app ranks which card pays most for this category right now, and alerts you before a cashback or points cap fills up.

Do co-brand cards like a Shopee card with shop-only points work?

Yes — set a "shop-only" rule (e.g. shopee, lazada) and the card earns the bonus only when you log that shop, plus "except shops" rules, like a dining promo that excludes delivery (Grab, LINE MAN) — Home has shop chips to tap and see which card pays most there.

Can I see my credit card spending each month?

Yes — each card page shows the current cycle, the latest statement and the due date, following the card's real closing date · To look back, filter entries by card and go month by month · No bank linking — the numbers come from what you log or import from statements.

How does the app count the 3,000-deposit threshold?

The Money in by year page counts each account's deposits and totals by calendar year and compares them with the thresholds Thai banks must report to the Revenue Department (3,000 deposits, or 400 deposits totaling ฿2 million or more, per year) · The numbers come from what you log — the app doesn't calculate your tax · Free users can view each account; combining accounts against the thresholds and alerts near them are Pro.

Is it really free? What do I pay for?

Logging, budgets and what's left, card rules, tracking points and cashback, CSV/Excel import and 1 savings goal are free · Pro (฿69/month or ฿590/year) unlocks "Left today", month-end net, spendable money after bills, the card advisor in every category, the savings board and multiple goals, 150 AI logs a month, statement import and creating shared books · Don't need AI? Pro Lifetime is ฿1,490 once, with every Pro feature (except AI logging and statement import).

Is it on both iPhone and Android?

Yes, both — iPhone (iOS 18 or later) on the App Store and Android on Google Play · A few things differ: on iPhone your data syncs through your private iCloud and you can split bills with friends · on Android your data stays on the phone and you back it up wherever you choose.

Can I bring my data from another expense app?

Yes — import the CSV / Excel file your old app exports for free, or import a credit card statement (PDF) and let AI split it into entries. Everything lands in "Review" for you to confirm before it's saved.

Start logging today — and know before month-end whether you'll have enough

Download on the App Store Get it on Google Play