Terms of Use
Last updated: November 13, 2026 · ภาษาไทย (the Thai version prevails if the two differ)
1. Who provides the service
DooSpend ("the app") is developed by Apiwat Pengjam ("we"). Contact hello@doospend.com
2. Your license to use the app
When you download DooSpend from the App Store or Google Play, we allow you to:
- Use the app on the iPhone / iPad / Mac linked to your Apple ID, or on Android devices linked to your Google Play account
- Use all features as available (Free + Pro if subscribed)
- Use it to record your own personal information
You are not allowed to:
- Reverse-engineer / decompile the app
- Use the app to provide services to third parties (e.g. white-labeling it for your clients)
- Use the app unlawfully
3. AI features
The app uses Anthropic Claude to read slips, convert text, and suggest categories.
- Free: 30 uses in the first month, then 5 per month · Pro: 150 per month (not unlimited)
- AI working well does not mean it is 100% correct — you should check the amount/merchant/date before confirming an entry into your book
- We are not liable for damage caused by incorrect AI results (e.g. the AI misreads an amount and you rely on it)
4. Financial calculations
4.1 Debt payoff plan (Avalanche / Snowball)
Estimated time and total interest are estimates that assume:
- You do not use the card further during the payoff period
- You pay on time every month (no late fees)
- Interest stays fixed at the rate you set (not counting promotional 0% or cash-advance rates)
- Interest is computed as simple monthly compounding (some real cards have a grace period)
Actual figures may differ from the app depending on your bank's policy and your behavior. Treat them as a guideline, not a promise.
4.2 Best Card Selector
Recommendations on which card pays off best are based on the reward rules you enter yourself; if you enter them wrongly, the result is wrong too. We are not liable for damage from using a card as the app recommends.
4.3 Scan-to-Pay / PromptPay QR
This is a "record before you pay" feature — the app reads a PromptPay QR to record the recipient, amount, and date. We do not carry out the transaction. You still need to open your own banking app and scan the QR to actually pay. Any transfer happens through the bank's systems; we are not involved and are not liable for damage from the transfer.
4.4 Book summary (who owes whom)
When a book has 2+ people, the app calculates "who owes whom": each bill can choose who it is split with (default = everyone in the book), split equally among the chosen group only, then paired into the fewest transfers (minimum transfers).
- Transfer figures are based on the entries that everyone actually logs in the book — if someone forgets to log or logs incorrectly, the result is wrong too
- We do not transfer money. You PromptPay / transfer to each other yourselves according to the figures the app suggests
- Bills are split equally among the chosen participants — proportional/percentage (weighted) splits are not supported yet
- We are not liable for damage from transfers made on the app's suggestion — check before you transfer
4.5 Numbers the app works out (balances · spendable · month-end net · left today · card statements)
- Every number is calculated from the entries you log or import and the settings you enter (opening balances · statement cycles · due dates · recurring bills · installments). The app does not connect to banks, so these are not your bank's actual balances
- Entries you haven't logged, duplicates, or settings that don't match reality make the numbers differ from your banking app or card statement
- For amounts due and due dates, your bank's statement or app is the reference
4.6 Tax · withholding tax · Revenue Department reporting thresholds
- DooSpend is not a tax advisor or accountant and does not calculate the tax you owe
- The tax-filing summary totals the entries you logged and tagged · withholding tax uses the rate or amount you set yourself. You can use it to help prepare your filing, but check it against the real documents (withholding tax certificates · receipts · the Revenue Department's records) before you file
- Yearly money-in counts against the thresholds banks must report (3,000 deposits, or 400 deposits totaling ฿2 million or more) are based only on the incoming entries you log — the count your bank actually reports may differ
- Tax rules and thresholds are set by the authorities and may change — filing and your tax obligations are your responsibility
5. Buying Pro
- Payment is made through Apple StoreKit under Apple's policy
- Pro monthly ฿69/month — auto-renews every month until canceled
- Pro yearly ฿590/year — auto-renews every year until canceled
- Pro Lifetime — one-time payment, never renews, at the price shown when you buy · every Pro feature except all AI (including statement import) · for AI, add a monthly or yearly subscription at the regular price
- Buying Lifetime does not cancel an existing subscription — cancel it yourself, or the next period is charged
- Refunds are subject to Apple's policy — request a refund at reportaproblem.apple.com within the time Apple allows
- We do not accept refund requests directly
- Cancel your subscription in iOS Settings → Apple ID → Subscriptions → DooSpend Pro
- Android: payment is made through Google Play Billing · prices are as shown in Google Play · refunds follow Google Play's policy · cancel in the Google Play app → Profile → Payments & subscriptions → Subscriptions
6. Your data
Handling of your personal data is governed by the Privacy Policy.
- Your data stays on your device (on iPhone it syncs through your private iCloud) — we do not hold a copy, so we cannot restore it if it is lost
- A lost or broken phone, deleting the app, resetting the device, or an iCloud problem can lose data — we recommend backing up to a file (Settings → Data & backup) and keeping it off the device regularly · on Android your data lives only on the device, so backups matter even more
- Backups you make yourself include slip images; the copies the app keeps automatically do not · backup files are not encrypted — anyone with the file can open it, so keep it somewhere safe
7. Limitation of liability
The app is provided "as is" to the extent permitted by law. We do not guarantee:
- 100% accuracy of AI results
- Continuous availability (Anthropic / Cloudflare servers may go down)
- Syncing through iCloud (Apple's responsibility), or backups through Google or a folder you choose
- Notifications (bills due · nearing a threshold · logging reminders) — the operating system or battery-saving modes on some phones may delay or suppress them; don't rely on them instead of your bank's due dates
To the extent permitted by law, if we are liable for any damage arising from your use of the app, our total liability will not exceed the greater of the amount you paid for DooSpend Pro in the 12 months before the event or ฿1,000. This limit does not apply to damage caused by our willful misconduct or gross negligence, or where the law does not allow liability to be limited.
8. Changes to these terms
We may update these terms in the future. Significant changes will be announced in the app. Continuing to use the app after notice means you accept the new terms.
9. Governing law
These terms are governed by the laws of Thailand. Any dispute falls under the jurisdiction of the courts of Thailand.